Protect what matters most, now and for the long run
Aries Surety LLC helps families in Baltimore County and across Maryland choose the right life insurance, then explains every part of it in plain English. No pressure, no jargon and no surprises later. We also provide mobile notary and loan signing across Maryland.
- Free, no-obligation quotes
- Straight answers, in plain English
- Calls answered into the evening
- Open Saturdays
Four ways to protect the people who count on you
Every family needs something a little different. These are the four kinds of coverage we help with most, and who each one tends to suit.
Term & whole life insurance
Replace your income for the years your family depends on it, or lock in coverage that lasts for the rest of your life.
Often a fit for: parents, working adults, anyone whose paycheck others rely on.
Term vs. whole life → IIIndexed universal life (IUL)
Permanent coverage with cash value that can grow based on a market index, with a floor that protects against index losses in down years.
Often a fit for: people with a long time horizon who want protection now and a resource later.
How an IUL works → IIIMortgage protection
A policy sized to your mortgage and paid to your family, not the lender, so the house can stay theirs.
Often a fit for: homeowners, especially with a spouse or children at home.
Keep the house covered → IVFinal expense insurance
A smaller whole life policy that pays for a funeral and final bills, so nobody has to scramble to cover them.
Often a fit for: older adults who want to spare their family the cost.
Plan ahead, simply →Need a notary? We come to you.
Aries Surety LLC also provides reliable mobile notary and loan signing services for title companies, escrow officers, real estate attorneys and signing service companies, at title offices, with clients and at other locations throughout Maryland.
- Purchase and refinance signings
- HELOCs and home equity loans
- Seller and buyer packages
- Reverse mortgages
- General notarizations
- Acknowledgments and jurats
- Power of attorney
- Estate and real estate documents
One question first: what should the money do?
Most people shop for life insurance by price. We start somewhere else: if you were not here tomorrow, what would your family need? Once the job is clear, the right kind of policy usually is too.
- Replace a paycheck while children grow up: term life
- Pay off or keep up the house: mortgage protection
- Cover a funeral and final bills: final expense
- Protect your family and build value for later: whole life or an IUL
Clear steps, no pressure at any of them
A short conversation
Tell us about your family, your income, your home and anything you already have through work. A phone call is usually enough.
Options, explained
We lay out coverage amounts, lengths and prices side by side, including what each policy does not do.
Apply with help
Many applications happen by phone. Depending on the insurer and the amount, you may answer health questions or have a short exam.
Review as life changes
A marriage, a baby, a new house or retirement are all reasons to take another look. Coverage reviews are part of the service.
Named for the ram: lead, protect, plan ahead
Protection works best when it is planned before anyone needs it.
The ram of Aries stands for leadership, courage and strength. We bring the same idea to insurance: take the lead on protecting your family, understand exactly what you own, and build coverage that can grow with you. About Aries Surety →
Personalized, not packaged
Coverage is chosen around your goals, your family and your budget, not around whatever policy is easiest to sell.
Education first
You should understand what you are buying. We explain how each policy works, what it costs over time and where its limits are.
Every stage of life
From a first home and a new baby to retirement and final arrangements, the plan can change as your life does.
What people usually ask first
How much life insurance do I need?
It depends on what the money has to do. A simple way to estimate it is to add up your debts, the income your family would need to replace and for how many years, the balance on your mortgage, and future costs like college. Then subtract savings and any coverage you already have, including through work. We will walk through the math with you on the first call.
Is term or whole life better?
Neither is better for everyone. Term life gives the most coverage for the lowest price for a set number of years. Whole life lasts your entire life and builds cash value, but it costs more for the same death benefit. Plenty of families use both: a large term policy for the working years and a smaller permanent policy that never expires.
Do I need a medical exam?
Not always. Depending on your age, your health, the insurer and how much coverage you want, some policies are approved on health questions alone. Larger policies are more likely to need a short exam, which the insurer pays for and which can often be done at your home.
What will a policy cost?
Price depends on your age, health, tobacco use, the type of policy, the amount of coverage and how long it lasts. Rather than guess, we get you real quotes, and the quote is free.
Can I get coverage if I have health problems?
Often, yes. Insurers look at conditions like diabetes or high blood pressure differently, and final expense policies are designed to be easier to qualify for. Be upfront about your health and we will tell you honestly what is likely before you apply.
Get a quote you actually understand
Tell us a little about what you want to protect. We will call at the time you choose, answer your questions and send options you can compare at your own pace. There is no cost and no obligation.
Prefer to talk now? Call (443) 296-2287.
Aries Surety LLC helps clients apply for life insurance issued by third-party insurance companies. Coverage, prices and features vary by insurer and by state, and every policy is subject to underwriting and approval. This website is general information, not tax, legal or investment advice.